Gemini can now read Google Wallet spending data for US users

Google has started letting Gemini answer questions using a person’s Google Wallet data. As of 13 November, every Gemini app user in the US can connect Wallet on Android, iOS and the web, Talk Android reports, citing Google’s announcement.

How it works

Wallet joins Gmail, Photos, YouTube and Search as a connected app in Gemini’s Personal Intelligence system, according to TestingCatalog. Users switch it on under Connected Apps in the Personal Intelligence settings and then tag @Google Wallet in a prompt. They can also link bank and credit card accounts to Wallet through Plaid, which Google says gives Gemini a fuller view of spending. The connection can be turned off at any time.

What it can do

Google’s examples, as described by both outlets, include reviewing the previous quarter’s spending and drawing up a plan to save $1,000 over three months, with charts for cash flow, asset allocation and budgets inside the chat. Gemini can also scan linked accounts for recurring subscription charges, flag price rises and use last year’s gift and travel spending to suggest a holiday budget.

The access is read-only. TestingCatalog says Gemini can see account information but cannot move, manage or invest money.

Memory Summary

Google is also adding Memory Summary to Personal Intelligence, a readable list of the preferences, interests and goals Gemini has saved, with controls to edit or delete individual items, TestingCatalog reports. It sits under Profile, then Personal Intelligence, then Memory Summary.

Our read

Analysis: budgeting apps already do much of this, so the change is less about new capabilities than about asking in plain language inside an assistant people already use. It also gives Google’s assistant a direct view of transaction data, which makes the off switch and the read-only limit the details worth checking before connecting a bank.

This report is not legal, financial, or health advice. See the disclaimer.